// CyberTooth
CyberTooth is a risk estimation and capital management system.
It is an evolution in technology that advances traditional modelling.
Get in touch// About Our Technology
Uncovering usable intelligence within masses of complex data is one of the biggest challenges for technologists and underwriters. With roots in cyber risk - a landscape characterised by shifting equilibria - our Technology Team developed CyberTooth.
CyberTooth translates intelligence and expertise within the risk landscape into reliable assessments of risk portfolios. The tools help experts in AI, software engineering, cybersecurity and underwriting move beyond understanding "what happened" to forecasting likely futures.
Envelop built CyberTooth as a capital management system for the full cyber insurance value chain. CyberTooth contains tools for data gathering and risk modelling for millions of companies in an insurance bordereau. It can output metrics used in underwriting, structuring, forecasting, portfolio optimisation and reserving.
> CyberTooth Capabilities
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CyberTooth forecasts attritional losses and catastrophic events dynamically, improving upon traditional rules-based scenarios and static risk models. The model variables derive from company-level risk variables, market-wide policy and loss data and the latest threat intelligence. Policy terms and layers of reinsurance structures are applied to provide underwriters with a full view of expected losses for a bordereau, and the ability to view any level of granularity within. This includes marginal losses, return periods, market segments, attack types, coverage areas and many company risk attributes.
CyberTooth is highly scalable, allowing us to distil an overwhelming mass of noisy data down to valuable, meaningful insights. It incorporates continuous feedback from underwriters, merging human expertise with AI capabilities in what we call Augmented Underwriting.
To find out more about how CyberTooth works, please contact us.
// Cyber Threat Intelligence
Continuous cyber threat intelligence from our in-house experts, which not only informs risk assessment and estimation, but also provides valuable insights on the threat landscape and emerging challenges.
- Real-time data to inform our risk models
- Publishing bulletins to partners and cedants
- Rapid exposure management
// Augmented Underwriting
Capturing the unique contributions of human expertise and artificial intelligence.
We nurture close collaboration between experienced underwriters, cyber threat intelligence experts and data scientists.
Envelop’s capability is enabled by the largest data set of cyber-related information in the marketplace.
