// Underwriting
Envelop’s reinsurance underwriting team focuses on understanding cedants’ needs.
With a collaborative cross-functional team, we pride ourselves on agility and innovation.
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// About Envelop Underwriting
We value trust, transparency, flexibility and ‘explainability’ when partnering with brokers and cedants.
Ensuring we understand a cedant’s needs, in detail, is at the core of how we match cyber and emerging risk solutions to each cedant. Our data-driven approach to underwriting complex risk has enabled us to deliver market-beating returns in evolving risk classes.
// Tailored Solutions
Our diverse offerings are tailored to cedants’ tolerances, helping to balance cost efficiency, the correct level of risk transfer and optimise the capital base.
Structures typically cover, but aren’t limited to:
- Proportional structures
- Non-proportional structures
- Creating bespoke programs and arrangements
// Underwriting Track Record
Over $1bn GWP to-date, with capacity available from leading reinsurance marketplaces in Bermuda and Lloyd’s of London.
With strong international track records across both reinsurance and primary business, our team bring innovation and agility when offering specialised coverages and driving portfolio optimisation strategies.
// Cyber Threat Intelligence
Continuous cyber threat intelligence from our in-house experts, which not only informs risk assessment and estimation, but also provides valuable insights on the threat landscape and emerging challenges.
- Real-time data to inform our risk models
- Publishing bulletins to partners and cedants on current activities
- Rapid exposure management updates
// CyberTooth
A proprietary risk estimation and capital management system.
Utilising AI algorithms to forecast attritional and catastrophic losses dynamically.
Learn how we use AI and human expertise to improve upon traditional rules-based scenarios and static risk models.
Capturing the unique contributions of human expertise and artificial intelligence.
We nurture close collaboration between experienced underwriters, cyber threat intelligence experts and data scientists.
Envelop’s capability is enabled by the largest data set of cyber-related information in the marketplace.
